Benefits

Most UK Household Contents covers are extended to provide the above cover solely in respect of that room designated as "The Office" but this is not the real cover that is needed by the majority of people working from home. At Businesshome we cover all aspects of insurance you need.

Benefits of Businesshome's home start-up business cover

Just £293.72

Has provided this much home start-up insurance cover for a Businesshome client living in Lincolnshire.

All this BUSINESS and HOME cover was provided for a premium of just £293.72 - and with an excess of £100!

This is one example of the excellent value home start-up insurance cover we could offer. Homeworker insurance quotes

Domestic and Business Contents

A sum insured of £60,000, which gives home start-up insurance cover for:

Valuables* (within Contents) - £20,000 (33.33% of the sum insured)
Single article limit for a Valuable* - £1,000, unless specified
Personal money - £250
Collections - £2,000 in total
Personal effects of employees or guests - £150
Contents in the open - £1,000
Fatal Injury Benefit - £2,000
Lock replacement - £300
Alternative accommodation - £12,000 (20% of the sum insured)
Rent payable by you - £6,000 (10% of sum insured)
Loss of metered water - £750
Freezer contents - £500
Personal Money and Credit Cards, UK & 60 days worldwide - £300/£300
Contents temporarily removed from the home - £9,000 (15% of the sum insured)
Wedding gifts - £6,000 (10% of the sum insured)
Christmas seasonal increase - £6,000 (10% of the sum insured)
Business documents - Unlimited
Business computer systems and records - £5,000
Increased Cost Of Working - £10,000
Business money in the UK - £2,000 in transit or bank night safe
Business money in the UK - £2,000 on premises during business hours
Business money in the UK - £1,000 in a locked safe
Business money in the UK - £300 out of a safe and out of business hours.
Liability - personal, occupier's and businesss - £2,000,000
Liability to domestic employees - £10,000,000
Liability to business employees - £10,000,000
Liability as a tenant - £6,000 (10% of the sum insured)
Legal Expenses (non-commercial) - £25,000
Home business liability insurance cover away from home

A sum insured of:

£4,500 for personal effects and valuables
£250 for Pedal Cycles
£1,800 for Laptop Computer Equipment
£100 for Mobile Telephones

Example Quotation

Click here to download an example quotation.