Business Home Insurance
Benefits We Provide
Just
£256.75
provided this cover for a Business Home client living in Herefordshire.
Domestic & Business Contents
A sum insured of £30,000 , which gives cover for:
- Valuables* (in total within Contents) - £10,000 (33.33% of the sum insured)
- Single article limit for a Valuable* - £1,000, unless specified
- Personal money - £250
- Collections - £2,000 in total
- Personal effects of employees or guests - £150
- Contents in the open - £1,000
- Fatal Injury Benefit - £2,000
- Lock replacement - £300
- Alternative accommodation - £6,000 (20% of the sum insured)
- Rent payable by you - £2,000 (10% of sum insured)
- Loss of metered water - £750
- Freezer contents - £500
- Personal Money and Credit Cards, UK & 60 days worldwide - £300/£300
- Contents temporarily removed from the home - £4,500 (15% of the sum insured)
- Wedding gifts - £3,000 (10% of the sum insured)
- Christmas seasonal increase - £3,000 (10% of the sum insured)
- Business documents - Unlimited
- Business computer systems and records - £5,000
- Increased Cost Of Working - £10,000
- Business money in the UK - £2,000 in transit or bank night safe
- Business money in the UK - £2,000 on premises during business hours
- Business money in the UK - £1,000 in a locked safe
- Business money in the UK - £300 out of a safe and out of business hours.
- Liability - personal, occupier's and businesss - £2,000,000
- Liability to domestic employees - £10,000,000
- Liability to business employees - £10,000,000
- Liability as a tenant - £3,000 (10% of the sum insured)
- Legal Expenses (non-commercial) - £25,000
Cover away from home
A sum insured of:
- £4,500 for personal effects and valuables
- £250 for Pedal Cycles
- £1,800 for Laptop Computer Equipment
- £100 for Mobile Telephones
All this BUSINESS and HOME cover was
provided for a premium of just £256.75 -
and with an excess of £50!