Qualifying Statement

Qualifying Statement

Businesshome Insurance's policy for professionals working from home applies to UK residences in England, Scotland and Wales. This unique insurance cover combines your Household and Buildings insurance together with Business insurance necessary for the protection of your business assets and liabilities.

Important notice
Please read this important below

You must ensure that the statements (Right) together with any other information regarding insurance cover provided by you are correct.

Should you decide to purchase our BusinesHome insurance plan, these statements and other information provided by you will form the basis of the business insurance contract with Businesshome.

Incorrect information could invalidate your home businessHome insurance cover.


If you cannot confirm that these statements are true or need assistance in preparing homeworker insurance quotes, or any other part of our home start-up insurance cover, please call our Business Home Department on:

0800 581414

Our office is open Monday-Friday: 8.00am to 5.00pm (0800 numbers are FREE from UK landlines)

It is confirmed by you that your Business is:

Of an Advisory, Administrative, Professional, Consultancy and/or Clerical nature ONLY and is office-based with no manufacture or storage of goods at the property.

Your Home is:

  • Your permanent residence, not a holiday, weekend or weekday home.
  • Occupied by you and your family only, i.e. no lodgers, persons not related to you, not shared, lent, let or sub-let.
  • Built of brick, stone or concrete and roofed with slate, tile, concrete or metal with no more than 20% flat roof - disregarding garages and sheds.
  • Self-contained with its own front door.
  • Maintained in a good state of repair and is not a listed building.
  • Not in an area which has a history of subsidence or flood and has not suffered from subsidence, heave, landslip or flood.
  • Not regularly left unoccupied other than holidays and will not be left unoccupied by you for more than 30 consecutive days.

You and any person normally living with you, or in Business Partnership you, has:

  • Never been convicted of, charged or cautioned with any criminal offence (disregard motoring offences).
  • Never been declared bankrupt or the subject of bankruptcy proceedings.
  • Never had insurance declined or special terms imposed.
  • Not suffered more than two losses (whether insured or not) in the last five years.
  • Not suffered any losses totalling more than £1,000 in the last 5 years.
Retrieve Quote
Create a Quote I confirm that I have read the qualifying statement, and that to the best of my knowledge I believe they are true.

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